Tonight's the first time that's ever happened to me! I put half an eggplant parmesan hero (the other half was a delicious lunch) into the toaster to reheat it, and a few minutes later when I went to check on it... it was in flames! I did what it said on the toaster -- unplugged it and kept the door closed -- but the bread continued to burn. My fiancee, on the phone with me at the time, asked if I had tongs. I found tongs. I carefully opened the toaster door, pulled out the sandwich and ran some cold water on it. Fire extinguished. (I feel like I know that water is actually the wrong thing to use for a fire, but it worked, so I won't try to puzzle out the science.) Sandwich innards survived (and were still cold...!?), even though the bread did not. Scary! And my kitchen smells like fire now. Also, I think I should replace the smoke detector batteries, because if it doesn't go off when there's a fire in the toaster, I don't know when it's going to go off. Black and Decker Toast-R-Oven gets my official "I don't like fire" unrecommendation.